RENTER CRITERIA

Qualifications and Standards:

Applicants who do not meet minimum screening standards will not be approved.

  1. Any of the following items, or combination thereof, will be accepted to verify the name, date of birth and photo of the applicant: (a) Evidence of Social Security Number (SSN Card) (b) A certified copy of a record of live birth (c) Valid Permanent Resident Card (d) Immigrant Visa (e) Individual Taxpayer Identification Number (ITIN) (f) Non-Immigrant Visa (g) Any government-issued identification, regardless of expiration date (h) Any non-governmental identification or combination of identifications that would permit a reasonable verification of identity

  2. Applicant's monthly household income must exceed two and a half (2.5) times the rent. Income is based on the cumulative financial resources of all financially responsible applicants. All income must be from a verifiable source. Unverifiable income will not be considered. If applicant's monthly personal debt, utilities, and rent exceeds 60% of applicant's monthly income before taxes, an additional security deposit not to exceed one and a half (1.5) months' rent may be required. If that amount exceeds 75% of applicant's monthly income, your application will be denied, unless an approved co-signer or guarantor is provided.

  3. We require 12 months of verifiable employment history. Income will be verified using 3 months of documentation. Acceptable documentation includes: (a) Recent pay stub (YTD and tax info listed) (b) Formal monthly bank statements (3 consecutive months minimum) (c) Formal offer letter if within the first 60 days of employment (d) Previous year's tax documents (W-4, 1099 or 1040) (e) Financial aid/scholarship award letter (f) Court-assigned child support or alimony documents (g) Section 8 or housing voucher. Please ensure your name is clearly stated on each document. Not acceptable: Canceled checks, informal letters from an employer or family member, and images of your bank balance/transactions are not sufficient.

  4. For Section 8 or housing assistance applicants, the amount of assistance you receive will be considered part of your monthly income. "Monthly stated rent" means that portion of the rent that will be payable by applicant and excludes any portion of the rent that will be paid through the assistance program.

  5. Applicants must receive positive references from all previous landlords for the previous 5 years. We will attempt to contact prior landlords 1x/day for 3 days before issuing a screening recommendation.

  6. Applicant may not have any evictions or unpaid judgments from previous landlords.

  7. Applicant must exhibit a responsible financial life. Credit score must be a minimum of 650.

  8. A background check will be conducted on all applicants over 18. Applicant's background must exhibit a pattern of responsibility.

  9. Applicant must be a non-smoker.

  10. Co-signers and guarantors are accepted under the following conditions: Co-signer/guarantor's monthly income must exceed three (3) times the monthly rent plus two (2) times their own housing payment. Co-signer/guarantor must have a minimum credit score of 700. Co-signer/guarantor is not required to reside locally. Co-signer/guarantor must complete a separate application and pay the $50.00 screening fee.

OCCUPANCY POLICY:

  1. Occupancy is based on the number of bedrooms in a unit. A bedroom is defined as a habitable room that is intended to be used primarily for sleeping purposes, contains at least 70 square feet, and is configured so as to take the need for a fire exit into account.

  2. Two persons are allowed per bedroom.

  3. Exceptions are made for children under the age of two. Children under the age of two are allowed as an additional occupant when the child resides with the parent or other adult(s) maintaining proper legal custody.

APPLICATION PROCESS:

  1. Each Applicant age 18 and older must complete a separate application.

  2. All financially responsible parties must pay a non-refundable screening fee of $50.00 per adult (age 18 and older).

  3. Be prepared to wait 3-5 business days for the information on your application to be verified. Processing time may vary depending on how quickly we receive responses from references and previous landlords.

  4. Once you have been approved, you will be required to pay the execution deposit within 48 hours.

  5. Once the application is approved, a Rental Agreement or Agreement to Execute a Rental Agreement must be signed by all parties. You will also be required to pay any conditional deposits or fees at the time you enter into the Rental Agreement. You are encouraged to read the full Rental Agreement at the time of application. The lease shall commence no later than 14 days from the date of approval of the tenant's application.

  6. Applicants have the right to a refund of the screening charge paid in conjunction with this application and recover damages as set forth in ORS 90.295(5) and (6)(b).

GENERAL CRITERIA STATEMENT:

  1. Positive identification with a picture is required.

  2. A complete and accurate application listing the previous three (3) years of verifiable rental history and references with phone numbers is required.

  3. Unfavorable information for any individual applicant may result in denial of all applicants.

  4. Inaccurate, incomplete, or falsified information will be grounds for denial.

  5. Any applicant currently using illegal drugs will be denied. If approved for tenancy and later illegal drug use is confirmed, termination shall result.

  6. Any individual who may constitute a direct threat to the health and safety of an individual, the complex, or the property of others, will be denied.

INCOME CRITERIA AND CONTINGENCIES:

  1. If monthly income is less than two and a half (2.5) times the stated monthly rent your application will result in denial, unless an approved co-signer or guarantor is provided.

  2. Twelve (12) months of verifiable income or employment is required. Less than twelve (12) months of verifiable employment may result in denial or increased security deposit not to exceed one and a half (1.5) months' rent, unless an approved co-signer or guarantor is provided.

  3. Applicants using self-employment income will have their business records verified through the state corporate division and will be required to submit income verification which may include: a combination of the previous year's tax return, profit & loss statement, and/or 12 months of bank statements. Self-employed applicants may be required to provide an additional security deposit up to one and a half (1.5) months' rent based on review of tax history, profit & loss consistency, and income stability.

  4. Applicants providing Bank Accounts or Trust Accounts as the sole source of verifiable income will be required to show a balance greater than twelve (12) times the monthly rent and utility expenses.

  5. You will be denied if your source of income cannot be verified, unless an approved co-signer or guarantor is provided.

  6. If moving to the selected property from out of state, current or future source of income must be verified either in the same state as the property address or proof is needed from current employer that the position allows for remote work or work from home.

EMPLOYMENT CRITERIA AND CONTINGENCIES:

  1. If an applicant does not meet the employment requirements but meets all other areas of the criteria, an additional security deposit not to exceed one and a half (1.5) months' rent may be required. If employment cannot be verified, the application will result in denial, unless an approved co-signer or guarantor is provided.

  2. If an applicant does not meet the employment requirements but meets all other areas of the criteria, an additional security deposit not to exceed one and a half (1.5) months' rent may be required. If employment cannot be verified, the application will result in denial.

CREDIT CRITERIA AND CONTINGENCIES:

  1. Credit scores below 650 will result in denial, unless an approved co-signer or guarantor is provided.

  2. Credit scores between 650 and 670 may require an increased security deposit not to exceed one and a half (1.5) months' rent.

  3. Negative or adverse debt exceeding $100 on a credit bureau report may require an increased security deposit not to exceed one and a half (1.5) months' rent.

  4. Collections are calculated on a group basis.

  5. One (1) to Nine (9) unpaid collections (not medical or student debt related) reported from the credit bureau may require an increased security deposit not to exceed one and a half (1.5) months' rent.

  6. Any unpaid collections for utility accounts, landlord debt, or property debt will result in denial.

  7. Greater than Nine (9) unpaid collections (not medical or student debt related) reported from the credit bureau will result in denial.

  8. Bankruptcies that are currently in process or that have not been discharged will result in denial.

  9. Bankruptcies that have been discharged within 1 year of the application date may require an increased security deposit not to exceed one and a half (1.5) months' rent.

RENTERS INSURANCE:

  1. We require all our residents to carry renter's insurance. Unless exempt, you will need to provide a certificate of insurance in the minimum amount of $100,000 liability prior to moving in.

  2. This policy does not apply to a household with income less than 50% of the area median income or subsidized with public funds.

  3. Failure to carry renter's insurance is a violation and may result in fines, an insurance policy being force-placed at resident's expense, or eviction.

RENTAL CRITERIA AND CONTINGENCIES:

  1. Twenty-four (24) months of verifiable contractual rental history from current third-party landlord(s) is required. Rental references ending 12 months prior to the date of application will not be considered current. Less than 24 months of verifiable rental history may require a security deposit not to exceed one and a half (1.5) months' rent.

  2. If no rental history, home ownership is verified through the county tax assessor. Mortgage payments must be current.

  3. Home ownership negotiated through a land sales contract is verified through the contract holder.

  4. Five (5) years of eviction-free history is required, except for general eviction judgments entered on claims that arose on or after April 1, 2020 and before March 1, 2022. Eviction actions that were dismissed or resulted in a judgment for the applicant, or when the applicant has provided supplemental evidence showing they suffered a job loss due to no fault of their own, will not be considered. If your eviction was related to a non-behavioral issue, you may provide supplemental evidence and that information will be considered. An eviction between three (3) and five (5) years may require an increased security deposit not to exceed one and a half (1.5) months' rent.

  5. Rental history demonstrating documented noise or other disturbance complaints within the past two years will be denied when the former manager would not re-rent, or when there are more than three (3) noise disturbances or other documented complaints.

  6. Rental history demonstrating residency, but not contractual rental history (such as living with parents, student housing, or military housing), may require an increased security deposit not to exceed one and a half (1.5) months' rent.

  7. Three (3) or more Non-Payment of Rent Notices within a period of one (1) year will result in denial.

  8. Three (3) or more NSF checks within a period of one (1) year will result in denial.

  9. Rental history reflecting past due, unpaid rent and/or damages will result in denial, except for unpaid rent, including rent reflected in judgments or referrals of debt to a collection agency, that accrued on or after April 1, 2020 and before March 1, 2022.

DISABLED ACCESSIBILITY:

Sing Rental Properties allows existing premises to be modified at the full expense of the disabled person, if the disabled person agrees to restore the premises to the pre-modified condition per Fair Housing guidelines. We will require:

  1. Written proposals detailing the extent of the work to be done.

  2. Written assurances that the work will be performed in a professional manner by a licensed/bonded contractor.

  3. Written approval from the landlord before modifications are made.

  4. Documents identifying the names and qualifications of the contractors to be used.

  5. All appropriate city, county or state building permits and required licenses made available for landlord inspection.

  6. A restoration deposit may be required per Fair Housing guidelines.

ASSISTED LIVING CRITERIA:

Applicants requiring the assistance of a permanent or temporary live-in caregiver will be required to have the caregiver fill out an application and pay a $50.00 screening fee for the caregiver. A limited screening involving a credit report (for identification purposes) and a criminal background check will be performed. Caregiver must meet all requirements, or their application will be denied.

CRIMINAL CONVICTION CRITERIA:

Upon receipt of the rental application and screening fee, landlord will conduct a search of public records to determine whether the applicant or any proposed tenant has a "Conviction" (which means: charges pending as of the date of the application; a conviction; a guilty plea; or a no contest plea) for any of the following crimes as provided in ORS 90.303(3): drug-related crime; person crime; sex offense; crime involving financial fraud, including identity theft and forgery; or any other crime if the conduct for which applicant was convicted or is charged is of a nature that would adversely affect property of the landlord or a tenant or the health, safety or right of peaceful enjoyment of the premises of residents, the landlord or the landlord's agent.

Landlord will not consider a previous arrest that did not result in a Conviction, or expunged records.

A single Conviction for any of the following, subject to the results of any review process, shall be grounds for denial of the rental application:

  1. Felonies involving: murder, manslaughter, arson, rape, kidnapping, child or other violent/predatory sex crimes, manufacturing or distribution of a controlled substance, or terrorism — no time limit.

  2. Felonies not listed above involving: drug-related crime; person crime; sex offense; crime involving financial fraud including identity theft and forgery; or any other crime if the conduct for which applicant was convicted or is charged is of a nature that would adversely affect property of the landlord or a tenant or the health, safety or right of peaceful enjoyment of the premises of the residents, the landlord or the landlord's agent — where the date of disposition has occurred in the last 7 years.

  3. Misdemeanors involving: drug-related crimes, person crimes, sex offenses, domestic violence, violation of a restraining order, stalking, weapons, criminal impersonation, possession of burglary tools, financial fraud crimes, DUII — where the date of disposition has occurred in the last 7 years.

  4. Misdemeanors involving: theft, criminal trespass, criminal mischief, property crimes, dishonesty, or any other crime if the conduct for which applicant was convicted or is charged is of a nature that would adversely affect property of the landlord or a tenant or the health, safety or right of peaceful enjoyment of the premises of the residents, the landlord or the landlord's agent — where the date of disposition has occurred in the last 3 years.

  5. Conviction of any crime that requires lifetime registration as a sex offender, or for which applicant is currently registered as a sex offender, will result in denial.

Pending charges or outstanding warrants for any of the above will result in a suspension of the application process until the charges are resolved. Upon resolution, if an appropriate unit is still available, the processing of the application will be completed. No unit will be held awaiting resolution of pending charges.

Criminal Conviction Review Process:

If applicant, or any proposed occupant, has a Conviction in their past which would disqualify them under these criminal conviction criteria, and desires to submit additional information so landlord can engage in an individualized assessment upon receipt of the results of the public records search and prior to a denial, applicant should do so. Otherwise, applicant may request the review process after denial as set forth below.

Landlord will engage in an individualized assessment of the applicant's Convictions if applicant has satisfied all other criteria (the denial was based solely on one or more Convictions) and:

  1. Applicant has submitted supporting documentation prior to the public records search; or

  2. Applicant is denied based on failure to satisfy these criminal criteria and has submitted a written request along with supporting documentation. Supporting documentation may include: (a) Letter from parole or probation office (b) Letter from caseworker, therapist, counselor, etc. (c) Certification of treatments/rehab programs (d) Letter from employer, teacher, etc. (e) Certification of trainings completed (f) Proof of employment (g) Statement of the applicant

Landlord will consider relevant individualized evidence of mitigating factors, which may include: the facts or circumstances surrounding the criminal conduct; the age of the convicted person at the time of the conduct; time since the criminal conduct; time since release from incarceration or completion of parole; evidence that the individual has maintained a good tenant history before and/or after the conviction or conduct; and evidence of rehabilitation efforts. Landlord may request additional information and may consider whether there have been multiple Convictions as part of the process.

Applicant will be notified of the results of the review within a reasonable time after receipt of all required information.

DENIAL POLICY:

Applicants have 30 days to appeal denied applications, during which time they may correct, refute, or explain negative information forming the basis for the denial.

If your application has been denied and you feel that you qualify as a resident under the criteria set out above, you should send written correspondence to hello@singrentalproperties.com or write to us at:

Sing Rental Properties
11575 SW Pacific Hwy, PMB 3010
Tigard, OR 97223

Your letter should include the reasons you believe your application should be re-evaluated and request a review of your file. Your application will be reviewed within seven (7) working days from the date your letter was received. You will be notified of the outcome.

PET POLICY:

At Sing Rental Properties we love our pets too and many of our properties are pet friendly when our clients allow it. However, there are some restrictions.

Animals under the age of one-year (including puppies & kittens), aggressive breeds, vicious, exotic or any poisonous/venomous types will not be permitted. Animals may not be kept or bred for commercial purposes while on the property. Tenants must register all animals with Sing Rental Properties and a clear picture must be submitted. Permission to keep an animal is granted at the sole discretion of management and will be based in part on the animal's own merit, as well as the tenant's ability to always maintain proper control over it.

For complete pet standards including deposits, monthly pet rent, and documentation requirements, please visit our Pet Criteria page at www.singrentalproperties.com/pet-criteria.

All Emotional Support Animals (ESA) and Service Animals (SA) require a reasonable accommodation request which includes written authorization from a qualified provider along with documentation that they are up to date with all vaccinations and are licensed in the appropriate jurisdictions. Documentation must be provided prior to occupancy.

*In addition to the above, any animal that is vicious or has previously bitten/injured anyone will also be denied.

FAIR HOUSING LAWS:

Landlord has a non-discrimination policy as required by federal, state, or local law and does not discriminate against any applicant because of the race, color, religion, sex, sexual orientation, gender identity, national origin, marital status, familial status or source of income of the applicant.